APCapital, Inc - Our Subsidiaries

Insurance Company Subsidiaries

American Physicians Assurance Corporation (American Physicians)

American Physicians Assurance Corporation

Formerly Mutual Insurance Corporation Of America (MICOA), American Physicians is a leading provider of professional liability coverage to individual physicians, single- and multi-specialty physician groups, and a range of physician and health care organizations. The company's mission is to assist health care professionals in understanding and managing risk, and to serve as a window where they can find solutions to their insurance needs.

The company's roots go back to the mid-1970s, when a medical liability crisis spurred the creation of numerous physician-sponsored insurers. American Physicians is the result of combining three of those single-state companies: Michigan Physicians Mutual Liability Company, Kentucky Medical Insurance Company, and New Mexico Physicians Mutual Liability Company.

Today, American Physicians remains the top provider of physician liability in two of its original locales and also has expanded its reach to insure physicians in several other states.

APSpecialty Insurance Corporation (APSpecialty)

APSpecialty is a preferred pricing company that was created to assist clients whose needs can not be accommodated by APCapital's other insurance subsidiaries. The company was previously known as RML Insurance Company.

Other subsidiaries and affiliates

Alpha Advisors

Chicago-based Alpha Advisors specializes in fixed income portfolio management. The firm provides investment advisory services to APCapital's insurance subsidiaries and to other customers.

Medical Advantage Group

The APCapital affiliate Medical Advantage Group (MAG) offers a range of services designed to support physician organizations and physician/hospital organizations. MAG provides health care consulting, and also manages the operations of Professional Credential Verification Services (PCVS) and Physician's Review Organization of Michigan (PROM).

Professional Credential Verification Services, Inc.

Professional Credential Verification Services (PCVS) verifies the credentials of physicians and other professional staff, and can assist hospitals and health plans in establishing internal systems for credentialing and privileging. PCVS is fully certified by the National Committee for Quality Assurance and the American Accreditation Health Care Commission/URAC.